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The original was posted on /r/selfhosted by /u/Flaips on 2025-01-13 13:43:40+00:00.
Hey folks,
I’m excited to share a project I’ve been working on for a while now: WYGIWYH (pronounced “wiggy-wih” – catchy, I know), a financial tracking app that I built for people who prefer to keep things simple.
WYGIWYH stands for What You Get Is What You Have, and it’s built around a straightforward philosophy:
Use what you earn this month for this month. Anything left is tracked but not considered for future months.
This approach has helped me stay in control of my money without the usual complexity found in financial tools that force you to budget every penny.
For years, I relied on spreadsheets to do this, but as things got more complicated (multi-currency accounts, investments, custom rules, etc.), I wanted something more practical and powerful.
I've tried them all, FireflyIII, Actual, Maybe, even paid options like Mobills and I couldn’t find anything that clicked with me — so I built WYGIWYH.
Why WYGIWYH?
The app is based on a few core ideas:
- Simplicity – Money management shouldn’t feel like extra work.
- No budgets – This isn’t a guilt-tracking app. It’s about understanding where your money goes, not bound by strict budget categories.
- Living month-to-month – Encourages using what you earn now, while protecting savings for future goals.
It’s ideal for people who value clarity and flexibility over spreadsheets and overly structured finance apps.
Features
- Multi-currency support: Track multiple currencies for income, expenses, and savings without jumping through hoops. Great for those juggling multiple accounts or international transactions.
- Customizable transactions: Handle specific quirks like credit card billing cycles, installments, recurring transactions and transfer between accounts.
- Automation-ready API: Integrate it with your existing tools or automate expense tracking in the way that makes sense for your workflows.
- Web-based and self-hosted (of course): Access it from anywhere through the browser, whether you’re on desktop or mobile, everything is fully responsive.
Who is WYGIWYH for?
It’s for anyone looking for a no-budget financial tracker with good multi-currency support. Ideal if:
- You don’t want a traditional budget but still want insight into where your money is going.
- You deal with multiple currencies and need a tool that can actually handle that properly.
- You’re frustrated with overly rigid personal finance tools like Mint, YNAB, or others.
Looking for feedback
Like many of you, I’m passionate about open and self-hosted solutions, so putting this out there to the community feels like the natural next step. If you decide to take WYGIWYH for a spin, I’d love your feedback — bugs, feature requests, or even philosophical takes on finance tracking!
Get started
The code and setup instructions are on GitHub:
WYGIWYH
Thanks for checking it out!