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Most Americans do not live in or near a big city. We tend to live in small towns that have a majority of only one or two ethnic groups. My town has whites and latinos but very few black people. I personally know only two black people and neither one lives near me. The only Chinese people I know are the ones who operate the Chinese restaurant in town. My experience is not unique.
80% of Americans live in urban areas
This is based on the census bureau definition, which is much more inclusive than just large cities. 84/510 urban areas have a population greater than 500k. 198/510 have sub 100k population.
What the census means by "Urban area" generally boils down to is "the majority of the labor in this area working in a place with more than 50k population". That is a better metric than "what's the population of this city/ town/ community" since you can have small towns inside urban areas that are going to feel dramatically different than a small town with no direct connection to a nearby population center, but the small town in podunk Nebraska would have far more in common with a small town in podunk Arkansas than a nearby suburb.