Asklemmy

Most of the folks I talk to hear agree with me that things are going wrong

That's not surprising, though be careful on what the definition of "going wrong" is. For example, Emerson College recently put out the results of some polling part of which found that 67% of voters think the US is on the wrong track. It's highly likely that 67% includes voters from all over the political map. But, while both a hardcore Trump/MAGA voter and a Bernie Bro voter might each say that the US is on the "wrong track", we'd probably have trouble getting those two voters to reconcile on the color of the sky, let alone what the "right track" would be. Also, be wary of coworkers who actually just want to be left alone and will "go along to get along". They will tacitly nod and agree with just about anything, so long as you go away and let them get back to work.

or that x,y, or z is a problem, but not enough to do anything about it.

Ok, but what is the ask? What are you expecting them to do? And why do you believe that they should be the ones doing it? Again, going back to my previous comment:
Maybe they do care about your thing, but they have their own “most important thing” and if your thing and their thing are in contention, they are going to pick their thing.

You may view things as so bad that everyone should be out in the streets protesting 24x7. They may not see it that way. They may put "protecting themselves" at a higher priority than protesting whatever it is you are upset about. This might be especially true if they have families to care for and that can drastically change how people prioritize things.

Once again, I'd go back to understanding their beliefs and priorities. Why won't they do the thing you want them to do? It probably comes down to those beliefs and priorities being more important to them than whatever it is you are promoting. And again, I would note your complete dismissal of their point of view. They have given you some insight as to why they aren't taking action:
" I want to do something, but I have to protect myself."

It's clear they prioritize their personal well-being over the perceived value of whatever you are asking them to do. Why is that? What is it that you are asking them to do that they see it as risky? If your goal is to organize something, can you work to provide them the perceived safety that would get them over that hump? Do they have other issues and their answer is just a proxy to avoid an argument? I'm afraid I'm just repeating myself here; but, you need to really understand them if you want them to change their minds.

So they do care, just not enough? What should they be doing about it?