Home to all things "Mildly Infuriating" Not infuriating, not enraging. Mildly Infuriating. All posts should reflect that.
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Power company recently outsourced their payment system and now have to pay a fuckin' fee to pay my goddamned bill. The only way to avoid that is autopay.
Further infuriating is I have to re-add my bank info to yet another third party system.
Fuck the modern world, man.
Data breaches expose your banking numbers
So? It’s not like they are a secret. What are any potential hackers going to to with my bank account numbers? Send me money?
Give me your bank account number right now then?
Yeah, I didn’t think so.
Your comment is pure cope because you realize deep down the danger you put yourself in.
I won't share it because it could be used to link my Lemmy account to my real life identity, not because you could use it to access my account.
If it was such a secret and sensitive number, why does every company blast it all over the place? Pretty much every company will have their bank account number in their letterhead and on the 'contact information' page of their website.
Here is a list of all bank account numbers used by the Dutch tax service (the Dutch equivalent of the IRS). Should be plenty of money in those accounts.
Is this also not a good reason to not set up auto pay in the case of data breaches? Sure it may not be connected to your lemmy account, but does no other personal info about you link to that data?
No.
That personal data is already in their system whether or not I use autopay. I’m pretty sure my mortgage provider has my name and address on file. So does the energy company, my internet provider, etc.
Also, not doing automatic payments doesn’t even prevent them from having my bank account number. If I manually transfer the money they can see the source account number.
They're also not public info, either. Typically they're combined with name, address, etc for fraud protection, but those details are even easier to acquire than account numbers. The routing numbers are public information, though. In the result of a data breach, a bad actor has everything they need.
Just about anything they want since they'll likely have your personal details too. When adding a bank account to any of my utility payment accounts, there is no verification whatsoever; enter details, authorize payment.
I don't use CashApp and the like, but in the past, PayPal would deposit a few cents into the account, and you had to verify ownership of the account by entering those random amounts into the signup form to complete the process. That's also trivially defeated if enough of your data was breached and in the hands of an attacker (e.g. call the bank, pretend to be you, and ask for the info).
Not to mention, why would attackers in phishing/scam emails ask for bank details if they're not secret or are useless?
Maybe that’s true if you live in a country with an archaic banking system. Here in Europe, you can do nothing with just my IBAN (International Bank Account Number) other than send me money. Anything else requires multi-step verification.
And where do you guess OP lives?
Nope. Try saying something relevant next time.
NewsflashL: the world does not revolve around the US.
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