this post was submitted on 09 Mar 2025
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Leopards Ate My Face
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It takes a pretty high amount of discipline to do correctly, which I'm sure you know (or just an income that dwarfs one's spending, which I don't have lol).
I did the optimization move myself, had my bills and such on autopay with the rewards card, always paid it down to zero, it went great.
Years went by and I got sloppier about it, stopped watching as closely because it didn't seem to need much monitoring. Ended up carrying a balance without realizing it for a while, the interest charges on which wiped out the benefits/rewards I had previously accumulated.
So don't be like me, either stay disciplined and get some free money or just avoid it and stay outta trouble lol.