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Auckland man fails to overturn bankruptcy after $34k fines defending $80 speeding ticket
(www.nzherald.co.nz)
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And that’s basically it!
At my college, if there were any unpaid fines/fees, they held your diploma rather than just the transcripts.
Although as often as I’ve had to show my diploma, I’d guess withholding that would probably be about as effective as the transcripts, lol.