this post was submitted on 09 May 2025
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Okay, but then you still do need to worry about eating the loss of property with little to no value remaining. The Cooperative is a group of people living there and owning the homes via very large loans which do not disappear when you no longer wish to live there. Depending on the co-ops terms you might get straddled with debt even if you leave. In the worst case, if you're the last one out and the debt does transfer to remaining owners then you get stuck with many tens of thousands of dollars debt.
In examples like China, where they executed landlords en masse to forcefully redistribute land, ended up just falling back on the landlord property rental structure exactly the same as before.
@finitebanjo I don't know where you live, but it sounds like your legal frameworks for housing cooperatives are horrible. Perhaps you need better laws or government support. But there is no reason why we would need a landlord with a profit motive
If your legal framework handles all of the liabilities then you just have government housing programs.
@finitebanjo yes, you are correct: At the very end of all legal frameworks you will find the source of the laws, which is of course the government. This is true of both private property owning landlords and of social housing cooperatives. What is your point?
No, it really isn't the same, its government housing because they foot the bill. They handle the liability. A private operation does not work that way.
@finitebanjo the government often steps in to clean up after (take on the liabilities of) private companies. Does it mean that all private companies are just government entities? Hardly. You are talking about some weird scenario, where housing coops leads to individuals ending up with a giant debt. It doesnt work like that in any European countries. Where are you living, and why don't you have better legal frameworks for housing cooperatives?
There is a difference between obligation and charity.
@finitebanjo I can also do poetry: the State is a tool of organised Capital