this post was submitted on 20 Nov 2023
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About 800 to fix. 500 excess. Thinking to just get it fixed myself.
Yeah it's hardly even worth the time to do the paperwork. If you shop around you can probably get it cheaper anyway.
I'm gonna suggest that if you're not going to claim on an $800 incident, you probably should increase your excess. We always set ours to the highest available (I think it's like $1k-2k I can't remember). In my view if you can afford to pay $800 out of pocket then there's no point having insurance at that level.
True, paperwork can be quite annoying.
Valid point regarding excess. It does make having an accident a bit less stressful when you have a lower excess.
Thanks Dave.