A personal finance community for feddit.uk
I used to use the envelope method as a quick and dirty way of keeping my weekly budget in line; then COVID hit and it became more a hindrance than a help - this is absolutely a good thing!
Although places not accepting cash being normalised is a bit of a pain in the arse.
I used a secondary current account like this. Transfer the cash I am happy to spend on non essentials to it and only spend out of that
It's a nice way to deal with it. Starling let you have a "linked" card which acts as a card w. Ringfenced money assigned to it which I like. It's part of their "spaces" setup.
Starling cards are not free though right?