this post was submitted on 28 Feb 2025
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[–] [email protected] 7 points 17 hours ago (1 children)

Because of this, there is financial advice to pay back the smallest loan first and work your way up to the bigger ones. It doesn't make any sense financially, but helps with motivation.

[–] [email protected] 1 points 14 hours ago (1 children)

Doesn't it make sense to pay back the loan with the highest interest first, regardless of total debt amount?

[–] [email protected] 3 points 13 hours ago

Yes, but many people need a small quick win first or they give up completely.

[–] [email protected] 22 points 23 hours ago

The trick is to always have something you want to put off more than what you need to get done right away.

[–] [email protected] 14 points 22 hours ago (2 children)

My little guy must've died years ago

[–] [email protected] 11 points 22 hours ago

Nah he ran off with mine and the two of them are happy together.

[–] [email protected] 1 points 14 hours ago

They make pills for that.

[–] [email protected] 1 points 13 hours ago

Don't sit down.

[–] [email protected] 7 points 22 hours ago (1 children)

My house keeps getting cleaner the closer to tax time it gets. Ugh.

[–] [email protected] 3 points 17 hours ago* (last edited 17 hours ago) (1 children)

Considering the state of things, I think it's everyones duty to cheat on their taxes. They just laid off like half of the IRS, one could imagine many cracks within which to slip through

[–] [email protected] 3 points 17 hours ago

No argument here! Guess I’ll go vacuum the living room.

[–] [email protected] 2 points 17 hours ago

"Never waste motivation" is a favorite saying of mine. You can always think up some excuse for not doing the thing you should be doing, so if ever you randomly feel like putting effort into that thing, freaking do it. Don't think, just DO