170k and still living paycheque to paycheque? That truly sucks. Honestly, I can't even imagine it. My heart goes out to you.
We live in rural Saskatchewan in a self-renovated 1968 mobile home on a leased lot. That is the single best decision we've ever made. If we had stayed in Saskatoon, we'd be either still be working, maybe full-time, or destitute. As it is, our annual rent and taxes is about the same as the monthly rent is in our old apartment. Some careful budgeting, a garden, and plenty of fish from the nearby lake means that we actually have a pretty decent lifestyle on <40k (combined income).
This is why aid needs to be delivered by military forces under the direction of aid agencies. Nobody really cares if a few civilians get killed, but when soldiers get killed, shit happens.