Why should all instances by default be forced to ban the same words? That is just preposterous in my view and cannot possibly serve all users properly.
Moderation should be up to the admins, not the code itself. Something is wrong if you cannot properly moderate your space, and you need a computer to do it for you. Either get more admins, or close registrations.
Hmm...well if it's so easily configurable that's not too bad. It would be nice if you could configure it in the FE tho, but making it easily editable is a HUGE step in the right direction. Good to know that this is the case, ty