this post was submitted on 02 Feb 2025
90 points (95.0% liked)

Health - Resources and discussion for everything health-related

2561 readers
142 users here now

Health: physical and mental, individual and public.

Discussions, issues, resources, news, everything.

See the pinned post for a long list of other communities dedicated to health or specific diagnoses. The list is continuously updated.

Nothing here shall be taken as medical or any other kind of professional advice.

Commercial advertising is considered spam and not allowed. If you're not sure, contact mods to ask beforehand.

Linked videos without original description context by OP to initiate healthy, constructive discussions will be removed.

Regular rules of lemmy.world apply. Be civil.

founded 2 years ago
MODERATORS
[email protected]
[email protected]
[email protected]
90
Lost my insurance, was afraid to get my prescription. It was only $18 more for a 3-month supply. WTH was I paying insurance for?! (lemmy.world)
submitted 1 week ago* (last edited 1 week ago) by [email protected] to c/[email protected]
23 comments fedilink hide all child comments
 

Insurance at my last company was so low, I'm not certain what it cost. $50mo. I think? When I started it was $35.

Let's do math. $20 every 3-months for a copay to get the doctor to re-up my prescription, $10 for the pills, $30 total. Add in whatever my employer paid for my part over 3-months, add in the doctor's cash-price difference. You get the idea.

And I probably could have found a way to cut the prescription price in half, or less. Ideas? That company Mark Cuban started? (Looks like it's $8.23/90-days there, haven't dug in on total price.)

Just learned about direct primary care, may jump on that if my new job doesn't cover insurance, or it isn't worth it. Thoughts on that?

Obviously I'm an American. You don't know how sad that made me to type. It's humiliating.

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 17 points 1 week ago* (last edited 1 week ago) (1 children)

Major surgery these days can cost hundreds of thousands and sometimes approaches a million dollars. Insurance isn't going to save you money in a typical year, it's going to save you from bankruptcy and homelessness when something really bad happens.