this post was submitted on 28 Feb 2025
15 points (100.0% liked)
Melbourne
1946 readers
51 users here now
This community is a place created for the people of Melbourne and Victoria. We are a positive, welcoming and inclusive community. We might not agree about everything, but we always strive to stay civil and respectful.
The focus of our discussions is based around things that affect Victoria, but we are also free to discuss our local perspective on wider issues. Or head to the regular Daily Random Discussion thread to talk about anything.
Ongoing discussions, FAQs & Resources (still under construction)
Adoption Certificate for Nellie, the Daily Thread numbat (with thanks to @Catfish)
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I'm in the process of re-jigging my income/disability insurance converage and it has turned out to be a looong process. 2/3 of the way there, just one more policy to finalise and then I should be set up and not have to make any aplications ever again. It will just be a slow (planned) reduction in cover over the next couple of decades as retirement gets closer.
It would be great to have a crystal ball and know what the future will hold. It's a massive amount of money to spend to (hopefully) receive nothing back. But if something does go wrong I won't have to stress about finances or suffer a major drop in living standards.