this post was submitted on 01 Mar 2025
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Me? Yes, but I am an outlier, and it's not because I'm doing "well". It's more because my parents were both horrible with money. 2 mortgages on the house, multiple car loans, mom was part of an MLM, and we were a family of 4 on a government worker's salary. One of my dad's complaints was that he couldn't go out to eat once a week with coworkers because we couldn't afford it. In addition they were horrible with credit and loans, took out as much as they could and then paid off things routinely late. I have no idea where they are now but last time I checked their credit score (for them, because they don't know how), it was in the low 400s.
We grew up poor. Well, I hesitate to say poor because I know there are those who had it worse, and I do blame them for their choices for a good chunk of it too.