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Bluecode as European mobile payment alternative (www.bluecode.com)

submitted 6 days ago* (last edited 6 days ago) by rucksack@feddit.org to c/buyfromeu@feddit.org

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This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.

I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?

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[–] FarraigePlaisteach@lemmy.world 12 points 6 days ago (3 children)

On one hand, I want the convenience of a unified system. On the other hand, I don’t want another monopoly with a dangerously wealthy CEO at the helm.

[–] lime@feddit.nu 6 points 6 days ago

at least the swish system is set up as a collaboration between banks. it's not its own entity. assuming most of the others work this way too, since transferring between banks takes so long.

[–] hitmyspot@aussie.zone 4 points 5 days ago

Well, isn’t visa and Mastercard part owned but the banks? Perhaps a similar system is the only way to make it work. It seems odd that with a unified market for services, payment processing needs to be a bank registered in each country. I assume that is why it’s an issue. It should be possible for any processing within the euro zone to be instant between countries and not need a seperate licence for each. Revolut already does quick easy transfers even between non euro countries. I wonder if a bank like that could do it? I think as a bank they are on,y registered in one country, so maybe I’m wrong on the need to register everywhere.

[–] Gerprimus@feddit.org 1 points 6 days ago (1 children)

Maybe a payment system that would only be responsible for EU transfers would be the solution? In addition to the established solutions.

[–] FarraigePlaisteach@lemmy.world 0 points 6 days ago

I don’t have a great understanding of economics and business, but I think what we need ultimately is to start cooperatives that compete with the megacorps. It seems to distribute wealth more fairly, instead of weaponising wealth.