this post was submitted on 21 Mar 2025
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I think landlords make a lot of sense for commercially-zoned property, and for residentially there needs to be some way to live somewhere even if you can't afford the mortgage deposit. So there's nuance here that needs addressing IMO.
We could just... give everyone a place to live. Then there's no such thing as "can't afford a mortgage."
Do people get to choose where they live in this scenario, or do we just allocate housing based on where's currently unoccupied?
I think under a UBI scenario, people should get to pick the city they want to reside in, then get assigned a public housing unit(s) for their immediate family. They can also be provided free public transport, and a basic UBI vehicle with free fuel.
Ideally, people would have a bedrock of UBI services to rely upon for their wellbeing, and money is turned into something solely used for lifestyle upgrades: Buying a house of the quality, size, and location you want, a fancier non-UBI car, brand-name food or supplies, private school, ect.