this post was submitted on 21 Feb 2021
2 points (100.0% liked)
Privacy
33192 readers
321 users here now
A place to discuss privacy and freedom in the digital world.
Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.
In this community everyone is welcome to post links and discuss topics related to privacy.
Some Rules
- Posting a link to a website containing tracking isn't great, if contents of the website are behind a paywall maybe copy them into the post
- Don't promote proprietary software
- Try to keep things on topic
- If you have a question, please try searching for previous discussions, maybe it has already been answered
- Reposts are fine, but should have at least a couple of weeks in between so that the post can reach a new audience
- Be nice :)
Related communities
much thanks to @gary_host_laptop for the logo design :)
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I don't know the details of PSD2, but you can still pay with SEPA without biometrics if SEPA is available in your country. Some banks support 2FA via SMS when you don't want to use their app.
Unfortunately, mine doesn't support 2FA via SMS anymore, I tried. Thanks anyway, though.
I hear that biometrics aren't that secure, but the SMS method is known as the least secure. It's not encrypted, so OTP passwords are sent to you in plaintext and a hacker can get it. Not to mention, anyone peeking (like the government) can get a good idea of when youre logging in...
Yes, I am aware that SMS messages are terrible in terms of security, but at the same time I am not a fan of being forced to use a closed source app that only works on iOS and Android phones just to make a payment. Not to mention, my phone doesn't have Google's Play Store. This is the reason why I'm looking for alternate payment options, because I refuse to believe that this is the best payment verification method we can come up with.
I'm being stubborn, I know.