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Accidents with driverless cars simply doesn't fall into the freak category like you claim. Thousands of hours were put into making decisions that led to this point. They were all made by the manufacturer (or the software + hardware combo with final QA, for now the same company but financial punishments are not difficult to split)
The legal system here is in place for someone to pay for the fact a person is no longer alive that ideally would be. Its not complicated when reasoning about what caused them to no longer be alive
Again, legal system may not come close to agreeing and society may never either. Kind of like I find it hard to imagine someone being fined for stealing candy from a baby even though it seems obvious there was harm and who caused the fault
Actually... simple point.
You take a corner, there is a defect in your tires so you cant turn well, you hit someone, the investigation shows the defect in the tires. Who pays / is to blame?
I'm not saying the trolley problem style arguments aren't true for driverless cars; society will need to adapt. I just think having the companies pay still gets us to safer roads but with accountability and without society hiding the costs these companies impose