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Residents whose homes burned down in devastating California fires now hit with $23,000 HOA bill
(www.independent.co.uk)
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Rules:
HOA's are a plague and should be banned. If it covers common spaces, parks, maintenance, that ahould be the city paying for it. If it is about residential appearance and guidelines, that should again be handled by the cities code enforcement. Nowhere should some random bunch of your neighbors or a corporation be allowed to levy duties and set rules for your house...
HOAs make a lot of sense when there's shared private infrastructure, like elevators. They make less sense when they dictate what color residents can paint their houses.