this post was submitted on 25 Jan 2024
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A lot of US banks also have that as an option, people opt in to "overdraft protection" anyway. The banks make it sound like a safer option, instead of the predatory practice it normally is.
I've had them turn it off, and then one day they just... Did it again. Bastards don't even respect that because they think they know better.
Many banks straight up do not allow you to turn off overdraft protection. The bank I had before moving to a credit union did that.