this post was submitted on 14 Jul 2023
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[–] mxwarp 3 points 2 years ago

In my mid-30s, I have maximized my contributions to my TFSA and I am currently focusing on maximizing my RRSP this year. Additionally, I have invested some funds in an unregistered account.

I currently hold a significant amount of cash in $CASH.TO as I am saving up to purchase my first property.

Looking ahead, my long-term objective is to engage in dollar cost averaging by investing in $XAW.TO every two weeks over the next 20-25 years.

[–] affairesdepiasses 2 points 2 years ago* (last edited 2 years ago)

Sorry, don't have a good infographic for my investments ;)

35M, 35F, kids

We also currently hold a significant amount of CASH.TO as we are moving from saving our money in HISA to investing it : it represents around half of our current holdings, and is decreasing every month at a pace we are confortable with.

Excluding CASH, we have 2 model portfolios :

• Registered accounts, based on XEQT with reduced exposure to Canada: •• 60% XUU •• 25% XEF •• 10% XEC •• 5% XIC

• Non registered accounts, based on registered accounts with a tilt toward Fama and French factors: •• 75% of portfolio is based on the model of the registered accounts •• 17% AVUV •• 8% AVDV

Those portfolios are balanced with new money or if they drift significantly (ie ±10%) from target.

Long term, we plan to keep this investment strategy based on market capitalization.

[–] [email protected] 1 points 1 week ago

I've switched to CIBC so I'll be using InvestorEdge. It would be great if thehbhsd some discount on ETF purchases but since they don't I'll be setting up an automated purchsse of e-series mutual funds and continue buying crypto ETFs with Wealth-Simple.

Portfolio is boring.. 50% S&P e-series 50% International e-series

Currently holding GME and AAPL equally