this post was submitted on 30 Jan 2025
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[–] [email protected] 19 points 1 day ago

Bankruptcy might get you out of having to pay past due rent, but you can't declare bankruptcy today and have that apply to future rent.

Unless sovcits don't believe in the arrow of time. Which ... no, that tracks.

[–] [email protected] 16 points 1 day ago (1 children)

It’s actually a brilliant scheme.

First you owe rent, then you get evicted, then you declare bankruptcy, then you're homeless and don’t owe the rent anymore.

[–] [email protected] 4 points 1 day ago

Homeless shelters hate this one simple trick!

[–] [email protected] 4 points 1 day ago (1 children)

If it's not a debt why does it show up on your credit report when you get evicted for failure to pay? Everything except earnings is debt now (actually earnings is someone else's debt until it's paid to you). Money itself is the governments debt. That said, you should probably pay your rent if you need to live somewhere.

[–] [email protected] 1 points 1 day ago (1 children)

If it’s not a debt why does it show up on your credit report when you get evicted for failure to pay?

The whole point of a credit report is to show a lender that if you commit to paying for something on a repeating basis, you actually demonstrate you pay as agreed on it. Its not about "do you have money?" or "do you make enough money?". Its "when you commit to paying for something, do you actually do it?" (the reason as to why you don't are irrelevant to a credit report.

[–] [email protected] 1 points 1 day ago

you mean like debt?