I'll list the ones I know from best to worst and hopefully someone else can add in the rest ranked according to their experiences🤗
From top to bottom (top being best):
- Wire transfer
- Stripe
- Amazon Payment Services
- Paypal
this post was submitted on 27 May 2025
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Seconded for wire transfer. I don't know as much about it, but going directly through banks without an intermediary who might sell your data is preferable.
SEPA Direct Debit is also a wire transfer (bank to bank)
And some institutions waive the fees, which is super nice.
Wire transfer can still go through intermediaries, although I generally don't think these companies are in the business of selling data.
For example, a bank can use a service to connect to a scheme (say SEPA, or FPS, or whatever).
Source: I have been employed by a company who does this.