Banana

I do like the slow down, cowboy think and I'm pretty sure reddit had that extremely early on as well

You're absolutely right, my example was not a good one. Although we are still not exempt from being used as pawns, even though we are often a little more educated about the methods that are being used to do so.

The left isn't the issue, I'm saying the left has also been used as pawns. We are not beyond manipulation and we have absolutely been pitted against each other. This is a huge reason for all the infighting on the left.

Yup. Rainbow capitalism. Whatever way to pit us against each other.

God, I would honestly be so happy if we did away with credit entirely in Canada and removed all incentive to have credit cards.

That's very interesting, I learned something new today!

On a lot of credit cards you get rewards for using them, like interest income. Basically the more you use it, the more interest you get, and you'll get a credit in your account annually.

Some cards have different rewards like 2% back on all grocery spending for example.

Oh wow no cash back at all??

There's absolutely a way, for sure, I just mean it's gonna be difficult to get most people on board until there is an option just as or more convenient than the current one.

For this to work, Interac needs to incentivize using it like credit cards do.

All types of loans require a credit score of some kind, and credit cards are one of the best ways to build this. Additionally, credit cards usually offer some kind of return.

Also because of poverty, a lot of people have a dependency on credit or payment plans.

Interac needs to make a Canadian answer to the credit card.

You were mocking him for liking IPAs. My point was that it makes no sense to insult what other people like because that's shitty and taste is subjective. That's something people do when they want to be mean for no reason.

Being mean for no reason isn't cool past gradeschool.