In Australia we have a system called the NDIS and while it still requires all of the above once you're on it there is a little freedom to decide how to spend the funds that you are allocated for support.
Despite the fraud percentage rate being in single digits (even including genuine mistakes) people are still up in arms about it because they're brainwashed morons who don't understand that fighting this minuscule amount of fraud costs more than accepting it. They just want disabled people, whom they see as beneath them, to suffer.
Meanwhile, we spent the last decade handing out billions in corporate welfare and that was perfectly okay. We're also going to purchase several hundred billion in US subs and piss off our neighbours because of "China" fear mongering.
You're also completely at the whims of your power company for your heating/cooling needs. Here in Australia they privatised the electricity companies and our power bills are astronomical unless you are one of the fortunate few who own their own house and can install solar.