kryptonianCodeMonkey

No way this is legally binding. It amounts to a bait and switch. A product was purchased and provided without agreement to any further terms. Then they sneak in supposed terms after the fact based upon the action of opening the product. That is a change in agreement made without any consideration for the purchaser. That's not generally allowed in contact law.

Furthermore, I really doubt that they can get away with the argument that the act of opening a product can constitute any amount of conscious agreement to some writing on a package. If for no other reason than that this is (afaik) a novel way to attempt to coerce agreement such that nobody would expect such an agreement to be part of the opening process and likely won't notice it.

And it's not accessible for every person who may be using this product even if they do notice the words. Are you a non-English speaker? Farsighted? Blind? Illiterate? Would you have any way to even be aware that those words are terms that somehow binding you to an agreement by virtue of your opening the thing you just bought? Would you have any reason to even suspect that that is the case?

Also, they'll undoubtedly claim that the fact that you have the opened product means that you agreed to the terms, but that is also not the case. Your mom opened it for you and wrapped it as a gift? You bought it secondhand? The packaging was torn open when it shipped to you and you never had any reason to see this text in the first place? It was misprinted? Any of those things and more would mean you never agreed to anything. And they have no way to prove any of those things weren't the case.

Just stupid. I have zero doubt that any number of lawyers would love take this to court and get that payday.

I had my license suspended for 90 days - due to a paperwork error when I was in college. I just had hope I didnt get pulled over at that time because I had no choice but to drive for school and work.

My understanding was that he was at least inappropriate with a minor, but he was like 17ish? Maybe 16? I don't remember any of the details or how that panned out though.

Could be something like that too, yea. Getting a mortgage means the bank, which does know your financials at that time, approved of the loan, and then continued payments without delinquency would indicate that your finances have not made a turn downward.

No, on T-Mobile network with no VPN

Same stream of consciousness rambling that old senile fuckers always do.

"When I was a young man, snickers were a nickel and people minded their own damn business! When somone beat their child, you said, 'Good for them! That'll teach 'em!'. And when they got a little too handsy with their daughter's little friends you looked the other way and pray for them because he was a deacon at the church. Cary Grant once came to town and took a shit in the Piggly Wiggly restroom down the street. I used to play Eucre with Reagan's third cousin, and that bastard cheated every damn time... what year is it?"

Link didnt work

They are a self-sustaining department of the government. Before unnecessary rules were placed on them regarding how they generated money, they used to actually make a surplus of revenue all while providing service to every home and commercial property in the country. Downsizing or privatizing them does nothing to save the government money. It only serves delivery services like UPS, FedEx, etc, to boost their revenue.

And didnt exist until 1989 in the US. Credit scores and Tay Tay are the same age.

So... I have a guess as to why this is. It might be entirely wrong, but it kind of makes sense to me. I would bet the bank also partially insures your home when they hold your mortgage, and so the two insurers/policies split the liability in that case. When your mortgage is paid up, the bank no longer has stake in the home and doesn't insure it anymore, meaning the full liability falls on your insurance policy alone now. So they likely raise your premiums to account for the hightened risk on themselves. That's not necessarily a justification and it obviously sucks for you, but, it does make some amount of sense IF my guess is correct.

Either way, paying off your mortgage is a big accomplishment and removes a big burden from your shoulders. So kudos on that at least.

The classic Bill O'Reilly strategy of debate is just to say your bullshit louder than the other person, prevent them from getting a word in edgewise, and if they do start to pick up momentum and make good points, just mute their mic, declare yourself the winner and end the interview after slipping in one more "pinhead" comment. He's slipping in his old age.

Why is O'Reilly relevant again. I thought we got rid of that asshole and replaced him with new models of asshole.