this post was submitted on 14 Apr 2025
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It's not much different wether one has investments or not. For most people their investment horizon is decades in the future. Market crash shouldn't affect them in any way. You just hold and keep buying more like you have done up to this point.
The problems creep up when the market crash leads to businesses failing. Then you find yourself going from living paycheck to paycheck to not even having that lousy job.
There's always room to fall. If there isn't, someone will dig a hole for you to go into.
I've been lucky in my career, but I do worry about those who may not be as lucky.