A Boring Dystopia

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Born into crisis, gen Z is saving for retirement like no other generation (www.theguardian.com)

submitted 2 days ago by [email protected] to c/[email protected]

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[–] [email protected] 5 points 2 days ago (8 children)

Also a millennial here, on the older side of it. Got employed right after the .com crash.

Save, just save. $50 a month of you can. More if possible. Best time to start was 10 years ago. 2nd best time is now.

Don’t let yourself get stuck in the debt trap. There is no need to keep up with the Jones’s. Family and friends are by far so much better for your mental health than stuff.

There is no reason to get your burrito a chauffeur. Take life by the reigns and walk up and get it yourself. Even better, skip the premium and make one.

If you want to go to college, fantastic, do it. There are still plenty of schools without resort style athletics programs that are very affordable if you look. Community college the first two ear of matriculation is also an option. A lot of community colleges are now free.

If you live in the US, this country has perverted our sense of belonging so that the hustlers can squeeze you for every last almighty dollar. Don't give in. Don’t let them win. Save some money, work on saving yourself.

[–] [email protected] 17 points 2 days ago (6 children)

You are right, but what if rampant inflation makes all of our saving worthless?

These constant cycles of boom and bust have also effectively lost me 10 years on my 401k.

I don't have the same faith you do that the market will even exist in 20 years, let alone my saving will do anything.

Sadly I've talked to 3 or 4 financial advisors and nobody has an answer other than "trust the market".

[–] [email protected] 3 points 2 days ago (1 children)

Inflation makes investments rise too. It's the people without them that are screwed by it.