71
Vet technician, 33, is scraping by in a small city Ontario house her parents paid for: ‘It’s a lot of guilt’
(www.theglobeandmail.com)
What's going on Canada?
🍁 Meta
🗺️ Provinces / Territories
🏙️ Cities / Local Communities
Sorted alphabetically by city name.
🏒 Sports
Hockey
Football (NFL): incomplete
Football (CFL): incomplete
Baseball
Basketball
Soccer
💻 Schools / Universities
Sorted by province, then by total full-time enrolment.
💵 Finance, Shopping, Sales
🗣️ Politics
🍁 Social / Culture
Rules
Reminder that the rules for lemmy.ca also apply here. See the sidebar on the homepage: lemmy.ca
Ok, she doesn't have an income problem, she has a spending problem.
The internet + phone bill of over $200 a month is insane! She can negotiate/switch her internet bill to at least half that. And she can switch her cell phone to something like public mobile for 1/4 of what she's paying now.
Car repairs, gas, insurance... if you can bike in your small town, this will save you a fortune. Also, consider switching to CAA's pay-as-you-go insurance, which works incredibly well if you also bike.
Food... way, WAY overspending here. $400 a month could feed a family of four, so that needs to be looked at. And "eating out, coffee, alcohol" should be cut completely if she's struggling.
Her cats... well, pets are a money pit. This will always keep her debt.
Haircuts/cosmetics. I'm not a lady, so I can't say whether this is a typical expense or not, but unless she makes a living based on her appearance, this should be trimmed (no pun intended) to a more reasonable level.
Apps... I'm going to assume these are subscription services totalling $30 a month. Insane. Cut those out unless absolutely necessary.
If someone can help her budget, she could easily be saving $500+ a month with little effort.
$50k for an individual living in a small town should have her living like a queen.
Public mobile is Telus's discount brand. They have service everywhere Telus does. The other major carriers have their own discount branded services. You don't get much (or any) data, but it's a lot cheaper.