this post was submitted on 17 Mar 2025
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[–] [email protected] 39 points 4 hours ago (5 children)

This is the problem. My partner doesn’t want to work OT because he thinks it will cost him more in taxes. I explain why that’s not exactly true, but I can tell he’s not interested. Financial Literacy in the US is abysmal.

[–] [email protected] 1 points 3 minutes ago

"you can't make less money by making more money"

[–] [email protected] 11 points 1 hour ago (1 children)

Your partner is a moron who doesn't understand relatively simple math.

[–] [email protected] 2 points 1 hour ago (1 children)

There’s not enough information provided to reach this conclusion.

[–] [email protected] 7 points 1 hour ago (1 children)

There is very much enough information given to reach that conclusion.

[–] [email protected] 3 points 58 minutes ago

No, there is not. There are many tax credits one is no longer eligible for after a certain threshold. There are various programs one is no longer eligible for after a certain threshold.

[–] [email protected] 8 points 2 hours ago

Run, if it's not too late.

[–] [email protected] 5 points 2 hours ago

Oddly enough it kinda does. OT can make you pay out more taxes on that one check since withholdings are calculated by check. Basically the government/payroll system thinks you're going to be making that every week so more taxes will be taken out.

In reality this only effects the size of your tax bill or return at the end of the year.

[–] [email protected] 0 points 2 hours ago (1 children)
[–] [email protected] 2 points 4 minutes ago

No, they teach you this in high school. These people are just dumbasses

[–] [email protected] 15 points 5 hours ago

And they'll also refuse to believe you when you try to explain it to them

[–] [email protected] 47 points 10 hours ago (4 children)

try telling this to people who think government agencies pay taxes

[–] [email protected] 1 points 1 hour ago

What? Is this the onion?

[–] [email protected] 4 points 4 hours ago* (last edited 4 hours ago)

That dude would have been hilarious if he wasn't really so delusional. Not Sam, he was great. The dude that was convinced that government agencies get tax breaks.

[–] [email protected] 3 points 4 hours ago

Sam is the GOAT

[–] [email protected] 9 points 10 hours ago
[–] [email protected] 51 points 10 hours ago (5 children)

I used to be a supervisor at a psych hospital and had to regularly explain this to staff who were refusing overtime. They wanted to do it, sometimes desperately so because they needed the money, but they were utterly convinced that once they crossed 40 or 45k or whatever they would be taxed higher and make it all pointless. I felt like some just didn’t want to do ot, which was fine, but some legit keep meticulous records of their earnings to ensure they wouldn’t go over the line. I swore to them it didn’t work this way but they never believed me

[–] [email protected] 18 points 7 hours ago* (last edited 3 hours ago) (1 children)

Seen the same bullshit when I worked retail. Nothing will convince them.

It's easier to trick someone than it is to convince them they're wrong.

[–] [email protected] 6 points 4 hours ago (1 children)

I wonder how different the planet would be if boomers had just been taught, from an early age, that it's OK to be wrong.

[–] [email protected] 4 points 2 hours ago (1 children)

I remember my mom saying something like "don't believe what you see on tv and only half of what you read." Yet here we are.

[–] [email protected] 4 points 2 hours ago* (last edited 2 hours ago)

Yeah, I remember my parents teaching me a whole lot of shit that Fox News would call "woke" today. I'm just thankful that I grew up when I did, because if it were now I'd probably have died of measles.

[–] [email protected] 36 points 9 hours ago* (last edited 9 hours ago) (2 children)

Should print out a poster infographic explaining progressive taxation and put it up on the wall in the break room

[–] [email protected] 3 points 1 hour ago

But you have to keep it going to highlight how much wealthier people pay (although that’s tougher since their income is not “income”). Maybe throw in a few examples of the wealthiest Americans and wha recent age they pay, to not only clarify it, but retarget their anger where it belongs

[–] [email protected] 21 points 5 hours ago

Yeah I am pretty sure they wouldn't understand this either

[–] [email protected] 13 points 8 hours ago

We covered how taxes are calculated at school, it isn't very complicated. Yet SO MANY people insist they end up getting paid more it made me question myself for a while.

Although sometimes the removal of certain benefits does mean people can be worse off for £1 extra. Which if anything is just a sign that the benefits were poorly thought out and should taper off instead of being a hard limit.

[–] [email protected] 8 points 9 hours ago (1 children)

The only way that's a problem is if you're on certain government benefits, if you make just a little bit too much there's a hard cutoff for many benefits so you may end up losing more than you made in OT. But if your staff is facing this dilemma, they need to be paid more.

[–] [email protected] 9 points 9 hours ago

Pay them more? So they can lose their benefits? Are you crazy?

I’m kidding, of course. I know that what you mean is, “pay them so that they can afford to live without requiring benefits.”

You get into some of the poorer places in the country though, that truly would be nearly impossible for most businesses. There are some places in West Virginia that would immediately have no access to gasoline, groceries, etc.

It is crazy to think that Bobby McBusinessman gets to ride around in a giant RV all summer because the government pays his employees. They don’t see it that way though, as they collect their HUD payments and accept food stamps while all of their employees receive food stamps and medical benefits.

All while the rest of the community lives on nothing and experiences very little joy in this life.

What do I know though? I’m just a pissed off hillbilly who helped make someone who isn’t me very rich.

[–] [email protected] 4 points 8 hours ago (1 children)

Short of doing a demo with rolls of change or MnMs or something, asking people to conceptualize math that is not just simple addition is often asking too much. Especially when people's financial literacy is learned at home from people who retired in 1996.

[–] [email protected] 4 points 7 hours ago

Well look where we are, trump loves the uneducated, they got his thieving rapist ass elected.

[–] [email protected] 116 points 15 hours ago (2 children)

If you ever wanted proof that a population that doesn't understand math allows the billionaires to take advantage of them here it is. This is why education systems are under attack, because if you understood how taxes work you'd more likely support higher tax rates for the rich.

[–] [email protected] 20 points 11 hours ago* (last edited 11 hours ago)

I think this is at least partially the result of intentional propaganda. It benefits the elite greatly if a lot of Americans are screaming against higher top tax rates due to this faulty logic. There are also a lot of anecdotes of people not accepting higher paying job offers or promotions within their company, which also benefits the business owners.

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[–] [email protected] 13 points 11 hours ago (1 children)

Hungary used to have a system, which worked like what the republicans imagined, which made "taxing the rich more" a widely unpopular move...

[–] [email protected] 9 points 6 hours ago

FWIW globally, there is the issue of "welfare traps". Benefits for low income people are usually tied to income (or savings). Once income reaches a threshold, these benefits must be replaced with income. So a higher income may result in a net loss.

[–] [email protected] 120 points 16 hours ago (7 children)

To be clear for those unaware, you pay the lower bracket rates for the amounts earned in that bracket and the higher bracket rates for the amounts earned above that bracket.

https://www.irs.gov/filing/federal-income-tax-rates-and-brackets

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[–] [email protected] 57 points 16 hours ago* (last edited 13 hours ago) (1 children)

I'm more concerned about the third of dems who don't understand this.

[–] [email protected] 51 points 16 hours ago (5 children)

it's in the shitpost community and there's no sources cited

[–] [email protected] 8 points 7 hours ago
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