moonbunny

joined 3 months ago
[–] [email protected] 3 points 1 day ago

Mileage may vary, but in my experience in attempting to get a line of credit, theres a lot more information that needs to be not only shared (for the banks and credit unions I’ve tried applying to, both and credit card statements for the last 3 months needed to be shared, along with a written explanation on what I’d need a line of credit for).

The barrier to approval is rather high as well, especially if you don’t have any assets to provide as collateral (for a secured line of credit at least.)

It’s doubly a challenge if you don’t have a “good enough” net worth as well which if you’re out of school and had to take out student loans, then you’re already starting out with negative net worth.

In comparison, I was blanketly approved for multiple credit cards and all I had to provide was the necessary identifying information and a salary.

It sounds like I’m shooting down the option of getting a line of credit, but it can be a very difficult process to obtain one unless you can get a guarantor to co-sign, or you happen to be in a financially secured position to begin with, which isn’t the case for a lot of people, but still a very good option to attempt at getting.

[–] [email protected] 2 points 5 days ago

That’s true, I did roll sushi right eventually! Though since I don’t make sushi often, the first (and sometimes second) roll turns out not good before the muscle memory kicks in.

I also Appreciate the tip, kind stranger!

[–] [email protected] 4 points 6 days ago

The European chocolates would be specifically earmarked for Canada, so the US can keep their chocolate to themselves.

As a Canadian, I’d much prefer chocolate from local chocolatiers, though European chocolates are also a delightful treat.

[–] [email protected] 4 points 6 days ago (2 children)

This is a little too relatable, and how I felt the first few times I made sushi 😅

[–] [email protected] 1 points 1 week ago

Don’t forget that company does fuck all in advertising the small phone at a similar level as the “regular sized” phone

[–] [email protected] 1 points 1 week ago

It also used to be commonplace to have a physical home button below the screen on a number of flagship devices, along with the camera being positioned separate from the screen.

I feel like that could bring us closer to a modern equivalent of 6” screens in the same body

[–] [email protected] 1 points 2 weeks ago (4 children)

That’ll yield the opposite outcome when one of the top complaints from homeowners is their property taxes and how they should remain frozen or cut for the rest of time

[–] [email protected] 49 points 2 weeks ago (3 children)

Frequent lurker here, I just have such a hard time getting my thoughts out into words that’s relevant to a conversation. Add in an irrational amount of aversion to negative feedback (real or perceived) and it just feels better to just keep scrolling.

One day I’ll get better at this, it’s not easy when my socializing experience has been dominated with negativity both online and offline.

[–] [email protected] 19 points 2 weeks ago

This is upsetting, yet unsurprising. Just another 4 years of wasteful spending, public service budget cuts and maybe we’ll get another bribe just before the 2029 election.

It feels like the future is pretty bleak with yet another majority government….

[–] [email protected] 9 points 2 weeks ago

You need both ideally, especially since real estate developers tend to stall or shelve housing projects if they feel like they’ll get less of a return on investment and wait until prices go up again before doing anything

[–] [email protected] 2 points 2 weeks ago (1 children)

Eh, if they were serious about winning, they could’ve worked with the other parties in only running certain candidates of a particular party in some ridings to avoid cannibalizing votes or even run as a coalition.

At the end of the day, Fptp benefits no one except whoever is leading a majority government.

[–] [email protected] 1 points 2 weeks ago

Piling on here with a recently released cbc article noting that Doug Ford wants to be premier “forever”, it’s ominous in tone with the current state of affairs in the states.

https://www.cbc.ca/news/canada/toronto/ford-ontario-snap-election-eve-1.7468992

316
Plane Rule (sh.itjust.works)
 

First time posting here, hope I did it right

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