this post was submitted on 27 Mar 2025
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[–] Englishgrinn 1 points 5 days ago (2 children)

Ah ha - I see, we're talked over each other a bit but I think I get it now. You have to adjust for the assumed 7% in growth that would be considered "standard". We're not really at -2%, because we should be aiming for +7% at minimum. Which means the short fall is more than 4 times what it appears to be to my layman ass. I think I get it.

[–] [email protected] 1 points 5 days ago* (last edited 5 days ago)

Right yeah basically. From September we probably ought to be at a 3% - 4% gain but I'm personally down to a 2% gain. At one point it was down to like 1%. It's super easy for me to check because I invested a multiple of 10 and haven't touched it since.

What's really concerning is the speed of loss. It's hot garbage.