Cyberstuck

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A place to post your Cybertruck fails! We're here to make fun of this hunk of shit and throw as much shade as we can to that garbage bag of a human elon.

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Punchshark

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My Tesla Cybertruck Got Totaled After It Was Sideswiped by an E-Scooter. All-in, I paid $198K, but Insurance is Only Offering Me a “Fair Market Value” of $77K. I Still Owe the Bank $171,500 (www.torquenews.com)

submitted 1 week ago by [email protected] to c/Cyberstuck

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[–] [email protected] 106 points 1 week ago (1 children)

Remember that a "totaled" vehicle doesn't mean it can't be used, or even that it is heavily damaged just that insurance has decided that the specific repairs needed would cost more than just paying out the current value.

They don't care if you get your vehicle fixed or replaced, insurance only cares about paying as little as possible using every loophole as possible.

[–] [email protected] 29 points 1 week ago (2 children)

Yeah, I've been on the other side of that, but sideswiped by a scooter? I get that they aren't worth as much as they were, but still...

[–] [email protected] 36 points 1 week ago (2 children)

Cybertrucks are really, really bad for repairability. Consider the fact that on a normal car you can fix a dent by getting the panel most of the way back to the correct shape and then fairing it the rest of the way with Bondo before painting it. But with a Cybertruck, you'd have to metalwork the panel all the way back to perfect and then somehow figure out how to match the surface finish. It's a lot more labor, if it's even possible.

It could be that the insurance doubts that the vehicle can be completely restored to its pre-loss condition at any price.

[–] [email protected] 1 points 6 days ago

i think insurances are either not covering it, or they double, triple the cost of preniums.

[–] [email protected] 24 points 1 week ago (1 children)

metalwork the panel all the way back to perfect

My dude, have you ever seen a Swastikkkar? Those panels ain't even perfect when they leave the factory.

[–] [email protected] 29 points 1 week ago (1 children)

Thats the hard part, how would a bodyshop mimic the shittyness of the factory look

[–] [email protected] 12 points 1 week ago

Step 1: take in damaged Cybertruck.

Step 2: do absolutely fuckall to it.

Step 3: charge owner $6000 for repairs.

Step 4: watch happy owner drive off.

[–] [email protected] 6 points 1 week ago (1 children)

I’m with you. How fast was that scooter going?!

[–] [email protected] 8 points 1 week ago (1 children)

At least 2mph.

Probably.

[–] [email protected] 1 points 6 days ago

to a cybertruck it might as well go 2mps, 2 miles per second.