this post was submitted on 20 Aug 2024
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I'd love a couple of rate cuts before my mortgage renewal in February.
Same date for me, so I'm right there with you on the rate cuts
Can you get fixed rate mortgages there? I'm here in the United States and when I bought a house a couple of years ago, I specifically demanded to get a fixed rate mortgage, even though I knew it would cost slightly more in percentage terms. I knew that I wouldn't be subject to the whims of the jacking around of the central banks and rates.
Yes but Canadian mortgages have renewals on a schedule. 1,2,3,4,5,7,and 10 years are typical. Rates are fixed for that time period, then reset to market rate.