this post was submitted on 18 Oct 2023
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Having signed up for 6.1%, you've presumably budgeted so that you can actually pay it going forward at that rate. The problem for people who signed up at around 2% is that they budgeted to pay at that rate. And since a lot of people have no savings, they can't afford a large rate increase now. So, when mortgage renewals start coming up, a lot of people are gonna end up being insolvent.