this post was submitted on 30 May 2025
164 points (99.4% liked)

Canada

9740 readers
438 users here now

What's going on Canada?



Related Communities


🍁 Meta


🗺️ Provinces / Territories


🏙️ Cities / Local Communities

Sorted alphabetically by city name.


🏒 SportsHockey

Football (NFL): incomplete

Football (CFL): incomplete

Baseball

Basketball

Soccer


💻 Schools / Universities

Sorted by province, then by total full-time enrolment.


💵 Finance, Shopping, Sales


🗣️ Politics


🍁 Social / Culture


Rules

  1. Keep the original title when submitting an article. You can put your own commentary in the body of the post or in the comment section.

Reminder that the rules for lemmy.ca also apply here. See the sidebar on the homepage: lemmy.ca


founded 4 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 2 points 2 days ago (1 children)

Same with auto insurance, if you're a responsible driver. I've lived in BC, Alberta and Saskatchewan among other places the last 25 years, and Alberta is consistently far cheaper for auto insurance, if you shop around. A lot of people close to the AB border on the sask side do a little light fraud and pretend to live at their brothers house in alberta

[–] [email protected] 1 points 1 day ago (1 children)

I think Quebec has (or at one time had?) the lowest because you're not required to have collision insurance. You can have just liability, but if your car is a piece of shit you're not required to insure it for repair should an accident occur. I could be wrong, and I'd love to know if I am.

[–] Revan343 0 points 1 day ago (1 children)

you're not required to have collision insurance. You can have just liability, but if your car is a piece of shit you're not required to insure it for repair should an accident occur

Are there places where this isn't the case?

[–] [email protected] 1 points 1 day ago* (last edited 1 day ago) (2 children)

In my city you are required to have both liability and collision even if the car is worth a dollar. That is true across all of Canada to my knowledge, with the exception of Quebec.

[–] [email protected] 1 points 1 day ago* (last edited 1 day ago)

Absolutely false. You're not required to have collision on your own vehicle anywhere as far as I know. Collision on the other vehicle falls under liability, unless of course you haven't paid your vehicle off yet, but even then, that's a requirement of the bank, not the insurer. I don't know every provinces laws perfectly, but I do know cities don't determine insurance law.

[–] Revan343 1 points 1 day ago

In my city you are required to have both liability and collision even if the car is worth a dollar.

I'd be curious what city, but obviously you don't have to answer that.

That is true across all of Canada to my knowledge, with the exception of Quebec.

Then you would be misinformed, because collision coverage is certainly not mandatory in Alberta, and I doubt it's mandatory anywhere