this post was submitted on 18 Mar 2025
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[–] [email protected] 175 points 1 week ago (12 children)

Last month, a federal judge blocked the Biden administration-era SAVE plan, an income-driven student loan replacement program with 8 million borrowers, claiming it lacked the authority to forgive millions of dollars in debt.

It's almost funny how when Biden was President he had no authority to do anything, however trump doesn't seem to have that issue as much. Almost funny.

[–] [email protected] 93 points 1 week ago

"Conservatism consists of exactly one proposition, to wit: There must be in-groups whom the law protects but does not bind, alongside out-groups whom the law binds but does not protect."

[–] [email protected] 22 points 1 week ago (8 children)

I don't know why Biden didn't just go full dictator like Trump. Dictators that do the thing I want are actually good and there's absolutely no possible repercussions.

[–] [email protected] 0 points 1 day ago

Biden is the nice cop in the bad cop good cop bit. He's still a fucking bastard.

Remember all those trolley memes? You are in the trolley calmly discussing who you should run over next. Asshole.

[–] [email protected] 33 points 1 week ago

If a democrat went dictator they would immediately have the DOJ, entire media ecosystem, and courts united against them because those that support the democratic party recognize dictators as bad.

[–] [email protected] 15 points 1 week ago* (last edited 1 week ago) (2 children)

I mean, I'd love a dictator who says "You must value trans rights as human rights, or to the Gulag with you!", while running labor camps for... CEOs who underpay their janitors.

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[–] [email protected] 121 points 1 week ago (3 children)

These fossils still think that Millennials are kids. Bro, my kids are almost in high school, my back hurts, I feel this flesh prison decaying around me. I'm entering the part of my life where I'm traditionally supposed to be the most economically advantaged, and this bullshit is going to basically nuke my generation's ability to participate in the economy, because we were all told that we need to go to college to have a good life.

[–] [email protected] 17 points 1 week ago

My student loans should be paid off around when I retire, according to their amortization chart.

[–] [email protected] 11 points 1 week ago

At this point I pray for an afterlife so that I actually have a life I can enjoy

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[–] [email protected] 84 points 1 week ago (3 children)

I stopped paying mine. It was homelessness or student loans. Fuck em. If they can write off billions of small business loans, they can write off my student loans. Fuck that game.

[–] [email protected] 34 points 1 week ago

Just remember the two pieces of shit that sued to stop student loan forgiveness. I think one of them had PPP loans forgiven.

[–] [email protected] 17 points 1 week ago (5 children)

I agree with you in principle, but they won't do it and you're likely going to end up struggling. There are other payment plan options that I encourage you to research before you end up in more debt which you can't offload. It's fucked up, I know. And I'm sorry you're having to decide between a payment or shelter. Obviously shelter comes first. But there might be other options to allow you to have both.

[–] [email protected] 22 points 1 week ago

Consider killing a CEO

[–] [email protected] 18 points 1 week ago (1 children)

NO we should all stop paying. If everyone of us who have student loan debt stop paying we crash the system. It needs to burn like Elon dealerships.

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[–] [email protected] 15 points 1 week ago

My student loans were private, not federal, which actually worked out great when it came to discharging them.

Defaulting on them fucked my credit for a while, but then it left my credit report after 7 years. And my debt to income ratio was so fucked from them anyway that it really didn't hurt that bad, and it was okay in 7 years, whereas paying double my rent every month would only cover interest and keep going indefinitely.

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[–] [email protected] 15 points 1 week ago

remember to get paid under the table whenever you can, so they can't garnish your wages. you might take a pay hit, but it will be a smaller bite than your loans take.

[–] [email protected] 78 points 1 week ago (5 children)

I hate to say this but fucking good. Throwing random people in Gitmo wasn't enough to piss the people off to do anything, because the only thing that would be enough is when they fuck with everyone's money.

I hate the "fuck you I got mine" attitude so fucking much.

[–] [email protected] 21 points 1 week ago (1 children)

Millennials were already against Trump. They were and remain the most liberal generation alive

[–] [email protected] 26 points 1 week ago (3 children)

It kills me that we lost Gen Z to fucking streamers.

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[–] [email protected] 65 points 1 week ago (2 children)

During Trump's first term I was convinced that he would try to increase revenue from student loans, so I converted mine to a low interest private loan.

Sadly low interest private options are no longer available for those still stuck in the federal student loan system. The administration knows that low interest private loans are no longer an option, and has a captive market to extract revenue from.

Trump has been grooming his supporters to cheer actions taken against the educated. I hope this move alienates millennial and younger college educated Republicans and finally turns them against the administration.

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[–] [email protected] 61 points 1 week ago (2 children)

Non-millenial here, also watching my payments skyrocket by 440%. Can't get loans with my excellent credit score because my debt to income ratio is super high. At this point it would cost me less to tank my credit, go into default, and be garnished since my credit score is meaningless anyway.

[–] [email protected] 59 points 1 week ago (3 children)

299.56% for me.

And the kicker is that in the 10 years that I have paid, my principal balance has not decreased at all.

Oh, and the real treat? Since the Federal injunction, I can't recertify my repayment information, which means I lost all progress towards loan forgiveness.

I am fucking livid.

[–] OutlierBlue 18 points 1 week ago (5 children)

When the game is that tilted against you, when do you just stop playing? You're literally getting nowhere playing by the rules.

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[–] [email protected] 37 points 1 week ago (5 children)

Holy shit!! I won the birth lottery be being born in Norway, and I watch Last week tonight with John Oliver weekly, read the news about what's happening around the world, to be informed, listen to Behind the Bastards, Lemmy, local news etc., so I feel pretty informed. However, 440% increase? And the other commentary who's paid for 10 years with no decrease - what in the actual fuck??????

There are SO many property owners who could not keep their house with a 5% increase on their house loan (article from COVID years), and I remember reading about people going to the news complaining that they had to cancel one of their streaming services, and others who maybe had to sell ONE of their two cabins.

450%‽‽‽‽‽‽‽‽‽‽‽ Why have people not revolted? How can you still be complacent? I'm so sorry to hear about this happening.

[–] [email protected] 32 points 1 week ago (1 children)

Why have people not revolted?

Our cops will fucking kill us

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[–] [email protected] 38 points 1 week ago (3 children)

Republicans always crash the economy.

Do Americans not have eyes?

How do they not see this pattern?

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[–] [email protected] 37 points 1 week ago (2 children)

Educated people don't support the regime.

[–] [email protected] 11 points 1 week ago

Some of the smartest people one can know are fucking stupid idiots.

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[–] [email protected] 32 points 1 week ago (38 children)

How bad will it get before people start emigrating?

[–] [email protected] 40 points 1 week ago (1 children)
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[–] [email protected] 13 points 1 week ago

Cartoon “Brain drain” by Oliver Schoff.

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[–] [email protected] 24 points 1 week ago

Damn too bad I ain't paying shit

[–] [email protected] 22 points 1 week ago

Can't get blood from a stone.

[–] rekabis 13 points 1 week ago (1 children)

I think this will be a coercive leverage to “encourage” military conscription.

Massive student loans? Sign on the line for 10 years fighting to kill citizens of other countries like Panama and Canada, and your loans will be discharged!

Specific loans like student loans could also act as triggers to deny passports and other ways of escaping the country.

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[–] [email protected] 12 points 1 week ago

It's messed up how low my federal student loan interest rates were. I was paying my loans off in the early 2000s and I swear my interest was only like 2%!

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