Almost helped an old lady across the street, but then she said "I need about tree fitty" and that's when I realized that this old lady was 10 stories tall and a crustacean from the Paleozoic Era.
this post was submitted on 09 Jul 2025
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I gave him a dollar
damnit woman thats why he keeps comin back, you keep givin him treefitty!
She gave him a dollar
If you were any smarter you wpuld inherit the house from your grandma and flip it yourself for big gains
Surprise surprise, you only inherit a bunch of debt because that generation lived by "you can't take it with you".
As someone who’s dealing with the estate process right now, I don’t think anyone inherits debt. It’s paid out of the estate and nobody else is responsible for those debts.
but if theres enough debt the other assets go towards that rather than the inheritors.
That’s literally what I just said. Debts are paid out of the estate. The estate assets will always be used to pay off remaining debts before the inheritors get anything.
My point was that if you have too much debt your inheritors aren't going to get anything when you die so just saying that debt doesn't get passed on like it's nothing is kind of disingenuous. I guess if you don't care about leaving anything to your family you don't need to worry about it but personally I want mine to get as much as possible.
It’s not disingenuous in the slightest. Debt does not get passed on, full stop. You cannot inherit debt except for a few niche scenarios.
I’m not saying it like it’s nothing, I’m saying it like the law is written. I am in the thick of the estate process right now.
You can inherit nothing because all the assets went to cover the debt though. That's my point.
I don’t disagree. Do people not realize that you can’t inherit the assets of someone who has a negative net worth? That seems pretty common sense to me, and I knew that before I ever dealt with an estate.
You still gotta pay your bills even if you’re dead, or rather the executor has to pay your bills for you.
I think a lot of people don't really think about it. A lot of the people I know are really bad with money and make a lot of short sighted financial decisions
Not really, but there's not much being left for the children of boomers to inherit.
edit: And in the broader sense, yes. Millennial and younger are inheriting the debt from Bush II's wars. We didn't have any vote on that matter, but we're the ones who are paying that off. 2.8 trillion. After the shitshow of a covid response, I never want to hear someone mention the 3000 dead.
Child of a boomer here and honestly, the socioeconomic strata i grew up in? I never expected anything
I hear the opposite, boomer’s kids stand to inherit quite a bit. Anecdotally this seems true; granted I am an only child.
My father is likely to leave me with a few hundred thousand of his retirement account (he doesn’t know what to spend it on, his union pension is more than enough for his needs) and I’ll inherit both his house as well as my grandmothers house, which is now my uncle’s house. My mom’s house will be sold and split between my half brother and my cousin who my mother raised.
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Grandma is not the problem. It’s the ~800 billionaires in the US controlling sizable portions of single-family residences through private equity, artificially controlling market prices for maximum profit per sale. Blackstone alone owns 300,000 residences.
Fun Fact: There are 16 million vacant homes nationwide. That’s 28 vacant homes for every unhoused person.
By remaining invisible, the billionaires avoid having the finger pointed at them. We only point at each other.
Grandma is not the problem.
You can't go blaming the institutions for the high cost of living when it is very clearly this one anonymous old person who isn't giving this other anonymous young person a sweetheart deal out of misplaced nostalgia.
Fun Fact: There are 16 million vacant homes nationwide.
Okay, but a bunch of them are in the Rust Belt, where de-industrialization eviscerated the economy and caused a mass exodus to the Gulf Coast and the Mountain West in pursuit of lower wage service sector and sales employment.
I suppose you're going to claim that the wholesale restructuring of the manufacturing economy was the fault of a handful of 90s-era Wall Street bankers and Corporate Executives, rather than millions of Boomer-era suburbanites with pocket change in their retirement accounts 40 years ago?
Likely. Fucking. Story. This is just bigotry against the 1% is what it is.
Almost bit the bait lol
🏆
I've said this before (and caught flak for it) but I think the solution to this is to apply a heavy additional tax to vacant homes (as defined as any home that isn't occupied by a permanent resident for more than 6 months a year), and increase the tax exponentially for each residence beyond the first owned by the same company or individual.
At some point, you make it so expensive to keep unoccupied properties that they're better off letting people live there for free than continuing to let them go unoccupied. Use all of the proceeds from this tax to assist homeless people or build new dense housing developments.
"But Kobold, what about soandso with their summer home?" If you can afford a second home, you can afford to pay a bit more tax on it to benefit the public good.
"But Kobold, a lot of those homes that are vacant are run-down, or are in places nobody actually wants to live!" Doesn't matter. If they're vacant, tax them. Use the money to build dense housing in the places where people do want to live. If the place is too run-down to be occupied, the owner can tear it down and do something else with it.
Neither Republicans nor Democrats would do something like this. It would be siding with the people over the stockmarket/Billionaires.
Been shouting this for fucking ages.
One issue with the holiday home thing, they tend to be in quite remote places where there are very few job opportunities, because that's where people go on holiday.
If you can afford a second home, you can afford to pay a bit more tax on it to benefit the public good.
This part applies. It's not about directly getting a house for the homeless in this case, it's the fact that they can CLEARLY afford to pay more tax.
Simply exempt small homes. For instance, those with less than 1,600 square feet or so.
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So you're saying granny would be fine with a 100% return on her investment at $36 for an offer? No? Shocked I say, shocked.
Granny is part of the problem. Not the biggest part of the pie, but still guilty.
Inflation is a thing that exists. Saying that someone is bad simply because they want to update the value of their property is dumb. Also, let's say granny wants to downisze. Should she sell her home for a value way below market and then be unable to buy a smaller home for herself?
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Ngl, $950K for a house sounds like a steal. Can’t buy a tear-down starter home around here for that cheap…
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Yeah let's blame grondma it's absolutely her fault we had inflation and rising house prices in the last 50 years. She did it all by herself!
This inter-generational strife nonsense is the greatest deflection the oligarchs have come up with to make people forget who their real enemies are.
Exactly if we need to blame anyone, its fucking Wall Street and investment firms. Those are the people jacking up prices and reducing quality, they are also responsible for the entire outsourcing to China etc.
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