this post was submitted on 24 May 2025
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You get to keep only enough to maintain a very modest lifestyle in a low-cost-of-living area, the rest of it has to go towards improving the world in some way.

Edit: Given the previous rules that you must maintain a very modest lifestyle in a low-cost-of-living area, would you rather choose to opt out and not have the money at all?

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[–] [email protected] 5 points 3 hours ago (1 children)
[–] [email protected] 1 points 4 minutes ago

I like where your mind is at, truly the best decision.

[–] rekabis 1 points 2 hours ago

Invest the money, and use the after-inflation income to do the work.

That way, you have a constant and near-permanent resource stream with which to do the work. It’s only if the markets crash as a whole that you need to worry, and nothing says you cannot build additional revenue streams along side that wealth.

I would start with the most pressing issues for Canada - housing, and the homeless crisis that arises from shitty wages combined with exploding costs. Buy large tracts of land within each city, then economically force the cities to approve large arcologies that blend residential with business spaces. Make it super-attractive for even the wealthy to want to rent homes there, but turn around and then make assisted living units available in those same areas to low-income families and homeless people who want to get off the street. Have those communities to be tightly integrated across all social strata, so everyone benefits. Plus, actual social support that helps those traumatized by homelessness to get their lives together and return to being contributing members of society.

[–] [email protected] 6 points 5 hours ago

In the US, so free health insurance for those making under 100k for 6 months (or likely less - whenever the money runs out). Maybe that would give enough people a taste of universal healthcare that they would start voting for policies that get us closer to that.

[–] [email protected] 3 points 4 hours ago

I would develop some city neighborhoods and set up some community land trusts to run them.

[–] [email protected] 5 points 5 hours ago

I would fund community-led projects that align with my values such as:

  • mutual aid collectives
  • community-run gardens, libraries, and clinics
  • labor and tenant unions / cooperatives
  • intentional communities
  • food pantries / soup kitchens
  • parks and other 3rd spaces
  • art collectives
  • sustainability initiatives (rooftop solar, heat pumps, microgrids, rewilding, permaculture / indigenous farming practices, etc.)
  • public multimodal transportation infrastructure

My focus would be on empowering people to help each other even after the money runs out.

[–] [email protected] 3 points 7 hours ago* (last edited 7 hours ago)

I always wanted to see if I could 'fix' the Berkley Pit mine. It's a superfund site with some of the most acidic water in the world. It was a cooper mine for decade that went bust. When the owners walked away, it started filling up with rain water. But, because of the way mines work, that water became VERY acidic. So now there's this lake of acid out in Montana that no one wants to deal with.

Wikipedia: https://en.wikipedia.org/wiki/Berkeley_Pit

Inter-mountain Histories: https://www.intermountainhistories.org/items/show/376

ChemAnalyst News - Pit might have rare earth minerals: https://www.chemanalyst.com/NewsAndDeals/NewsDetails/montana-toxic-legacy-could-become-america-rare-earth-savior-36626

[–] [email protected] 5 points 8 hours ago

Invest it, assuming 5% return, spend the interest money of 250 million per year on feeding the hungry, educating kids, and helping animals. Somewhere along the way, buy a couple of beers for myself.

[–] [email protected] 14 points 10 hours ago

Buy the US House and Senate.

$5 B / 435 = 11,494,252 per person. Sounds do-able. Shit, Bob Menendez sold out for $480,000. 11 mil. would go a LOOONG way.

[–] [email protected] 2 points 6 hours ago* (last edited 3 hours ago)

I have an ok lifestyle with the people in my house all working now, so would put all of it to use, that's fine. If I am allowed to keep this in my community and city, I would put it in a trust that could only be used to extend the trolley system here back to at least what it was in the 1940s, and as much farther as practical with that $ and make it free to ride. An endowment that could generate enough money to keep that going and to modernize it.

If it must be global, how many people are there? 8,9 billion ? That's not even a dollar each, I'm not sure. Maybe plant 5 billion trees, or buy up land & rewild it.

[–] [email protected] 4 points 8 hours ago* (last edited 6 hours ago)

A 100 bed (or so, idk what number it would actually come out to) hostel / shelter / halfway house for chronically institutionalized people who don't know how to function in normal transitional housing. Instead of a larger number of beds they might also be split into multiple smaller buildings.

Each unit would have one small room with

  • a twin bed
  • a closet with a storage compartment on the bottom that takes a standard lock
  • a desk
  • a few of those bars on the wall you can slide posters and papers into to hang
  • a single-unit sink-toilet-shower stall with groutless faux tile and a detachable shower head (so that to clean it you just cover it in bleach and use the showerhead to hose it down).
  • an electric kettle
  • WiFi
  • a locking door that the staff have a copy of the key to but have received specialized education on renters rights and education on what specifically constitutes a safety concern.

Public facilities include:

  • cafeteria that provides 3 hot meals as well as a vending machine with reconstitutable MRE style meals that can be made with hot water
  • laundry
  • library / public access computers
  • meeting rooms that are reservable but also host supportive and educational group therapies
  • a large public chalkboard wall with 7 sections that are wiped down one at a time in sequence throughout the week with additional discretion of the staff to erase hatespeech
  • a non-denominational / non-religion-specific "chapel" that any religious leader may rent for one hour a week in exchange for some minimum monetary donation. They also receive a listing on an updatable placard posted just outside or near the entrance on the inside listing their contributions publicly in addition to being listed on the monthly accounting posting. It is designed so that vestments can be interchangeably hung and they may also rent a closet to store them in.

Residents do pay rent but it's only enough to keep the facility running and the accounting books are publicly available on a monthly basis. If the model does well enough and receives enough outside support, rent may be a symbolic amount like $5-10 just to legally maintain the facility as a transitional public service as opposed to a long term housing solution (although that would be another great thing to donate this money to, but my personal focus would be the people that would struggle to function in that environment without some sort of actual rehabilitation).

They can get a discount by performing tasks to run, clean, and maintain the facilities including both the public areas and turning over rooms between residents or maintaining the rooms of disabled residents (while those residents are elsewhere for the day). Their names are not listed on the public books, just the number of people contributing in this manner. Any money they make for tasks performed outside the facility is theirs to keep.

There are no drug tests but no drugs (or weapons) are allowed on the premises. Any paid staff are background checked and any 24-hr safety staff (so not kitchen / EVS) who do not already have a license or advanced degree in health and human services receive somewhere between a 2-week to 1-month 8hr per day classroom education on human rights, nonviolent crisis deescalation, CPR, safety and sanitation, and policy training on how to assess and what to do if they suspect drugs or weapons have been brought on the premises (probably some other stuff too but idk. I'd make the class longer if I thought it would be financially possible / likely to get enough people to attend). Would also probably help to have 1 hour of monthly continuing education on a bunch of those topics but also to help them contextualize their experiences with this population.

The floors are sex segregated with the exception of one floor (or a smaller proportion) that is co-ed and allows persons of any gender presentation provided they have no history of sex or gender targeted charges.

If I think of anything else I'll add it, but these are my thoughts having worked with this population and wishing there were more services focused on helping them reenter society.

Also tbph I'd probably actually live there myself, eat in the cafeteria, have a weekly movie night in one of the public meeting rooms, etc, the only thing I'd be missing is a workshop, but I could do with maybe a slightly larger permanent suite in the basement or on the roof or something. The tradeoff would be dealing with the bullshit that would necessarily arise on a 24/7 basis, LOL. I might also want a bigger bed if my husband wanted to live there with me, which he might because his 5b idea is almost definitely a free or low cost cafeteria (I'm a nurse, he's a cook) but he's also much more misanthropic than me and might want more privacy / emotional distance.

[–] [email protected] 78 points 15 hours ago (2 children)

Wholesale murder of my fellow billionaires

[–] [email protected] 16 points 15 hours ago (2 children)

Great idea! But what happens then? There'd be some fear, but more importantly, a certain vacuum of power. How could you make sure another power-hungry, sociopathic populist wouldn't rise? Or, again more importantly, make sure people cannot fall into these traps again, which only happens due to a lack of ideology, generalized ignorance and a belief in 'moral relativism' (among other issues)?

Btw, Frank Herbert explored this in Dune... it requires a virtually immortal prophet! 😅

[–] [email protected] 31 points 14 hours ago* (last edited 14 hours ago) (2 children)

People who seek power being more scared that being exploitative has consequences, so they limit exploitation.

It took hundreds of years of revolts to get from absolute monarchies to representative systems in most European countries. You could argue the French revolution failed because it was succeeded by Napoleon. You could also understand it as an important step forward.

Take another example in Europe. Initial plans were to create an US style capitalism in Western Germany after WW2. However it was understood this would create a large class of disenfranchised and poor people. This would have given communism a chance to become the dominating ideology in Europe. So instead capitalism had to be coated with social security, access to opportunities by education, access to home ownership... Structures that were subsequently damaged and destroyed after the collapse of the Soviet Union as now the ruling class thought themselves to be able to exploit people with impunity. Something that will fail eventually, but get much worse until then.

It is like brushing your teeth. Yes they will get dirty again. But not having the perfect solution to keep them clean forever cannot dissuade you from brushing them regularly. On the contrary it makes it all the more important to keep brushing them.

[–] [email protected] 2 points 12 hours ago (1 children)

People who seek power being more scared that being exploitative has consequences, so they limit exploitation.

Or you just bias the power vacuum to be filled with even more paranoid and ruthless nutjobs, because the more sensible psychopaths choose to avoid the consequences you are proposing. We see this fairly consistently when authoritarian governments get coup'd - the person most likely to take the place of a bloodthirsty dictator who knows he could get assassinated at any moment is an even more bloodthirsty future dictator.

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[–] [email protected] 7 points 11 hours ago

Great idea! But what happens then?

Not my problem because I would have to die too.

[–] [email protected] 10 points 15 hours ago

You don't need to be a billionaire to eat the rich, but it definitely helps to insulate you from the legal ramifications thereof.

[–] [email protected] 22 points 12 hours ago* (last edited 12 hours ago)

Move to an undisclosed remote location and start posting massive crypto bounties on the heads of the shittiest people in the world. Like, $100M a pop. Pay a digital sweatshop to spam social media with AI generated posts and memes about it until the whole world is aware. Then wait. See if anyone is able to collect.

[–] [email protected] 2 points 7 hours ago

Thought about this before. I'd build out the high-speed internet structure to encompass all the populated parts of the world (omitting coverage across large swaths of open sea) and provide free, no-questions-asked WiFi internet service to absolutely everyone.

(Yes, a lot of places don't have devices, but parallel programs already exist to get people enabled on cheap devices)

The obstruction would be legal battles with current stakeholders that have regional monopolies and are very addicted to making odious profit. (Looking at you, Comcast, AT&T, Verizon, etc.)

[–] [email protected] 1 points 6 hours ago

Robots that sow kelp and kill zombie urchins

[–] [email protected] 21 points 13 hours ago (1 children)

Best that I can think of would be to create an endowed institute of political scientists, psychologists, neuroscientists, linguists, et cetera, dedicated to studying and developing ways to counter right-wing populism, and de-program people who fall under its sway.

[–] [email protected] 2 points 6 hours ago

Let's congratulate you for being the only poster that did not want to go on a killing spree. If you want to change the world, you can do that by killing people. If you want to improve the world and start that with killing people you will never succeed. Thanks for that.

Leftist fascism killing people is not better than right wing fascism killing people. In the end everybody is dead and nothing is better. People after the second world war understood that. We have forgotten that and start looking for blood again, just to learn that expensive and painful lesson again.

[–] [email protected] 5 points 10 hours ago (1 children)

Expand food banks and shelters. Then donate water to places that need it.

[–] [email protected] 3 points 10 hours ago

This completely. You cant end capitalism with that kind of money, but you can provide cheap or free alternatives to basic needs to force the price-gouging vendors to actually compete for once and align their businesses better with the consumer.

[–] [email protected] 14 points 14 hours ago (1 children)
[–] [email protected] 1 points 8 hours ago

Kill off the other billionaires.

[–] [email protected] 2 points 9 hours ago

Idk, whatever I can come up with would probably have massive unintended negative consequences.

[–] [email protected] 14 points 14 hours ago

5 billion is a lot, but it's not quite change the world money.

I'm not looking to go on a murder spree, even if there are people out there who might deserve it. Not to mention that going after other billionaires is basically the one thing that billions of dollars can't insulate you from.

I'd probably find an underserved region of the world, start up a hospital and health clinic, pay for good doctors, and treat patients for free for as long as we still have money.

[–] [email protected] 12 points 14 hours ago (1 children)

$5b wouldn't do much in the grand scheme of things but it would make me the wealthiest person in my city 10x over. I'd fund progressive campaigns across the board to stack the legislate with like-minded people and then work on building my local community and hope that it has leeching effects on the surrounding area, state(s), country.

[–] [email protected] 3 points 14 hours ago

I feel like we have very different beliefs on what "grand scheme of things" means because I don't believe $5b will make an immediate difference right away for most people, but you can implement small things that will create ripple effects that greatly change the grand scheme of things for the future.

[–] [email protected] 8 points 14 hours ago* (last edited 14 hours ago) (1 children)
  1. I would set up a program where the teachers in Philadelphia public schools would have their school supplies highly subsidized by myself.

  2. The local food banks would receive five figure donations directly from myself.

  3. I would look into water retention and distribution in drought stricken parts of Mexico. If I could help I would leverage my money effectively to make sure humans have access to safe drinking water in the region. If acting directly would cause harm I would fund researchers until an appropriate solution could be found.

  4. Create an app that teaches the indigenous languages of the Americas while hiring native speakers for accuracy.

Edit:

  1. Donate to an owl sanctuary.
[–] [email protected] 3 points 14 hours ago (1 children)

I like your very targeted responses!

With money in the billions, I agree that I couldn't not help fellow humans first.

Your proposals also have some fairly immediate benefits to a number of different groups of underserved people.

And then you even came back in the end to include some of the critters as well!

I like your style.

[–] [email protected] 3 points 13 hours ago (1 children)

If I got billions of dollars at this point how could I not throw a little at the owls. I would feel guilty everyday I open my subscriptions.

[–] [email protected] 2 points 11 hours ago

It is a nice feeling to see it means something to all of you!

[–] [email protected] 4 points 12 hours ago

I set up a for profit corporation whose stated goal is to make the world a better play. I donate all the money to that corporation.

As the sole owner, I now have 5 billion dollars so I change the mission to something else because I don't have time to deal with the poors who did work as hard as me to become this successful.

[–] [email protected] 9 points 15 hours ago

Heal the sick, teach the young, power the future.

[–] [email protected] 2 points 11 hours ago

I would donate the vast majority to education in the rest of homelessness

[–] [email protected] 3 points 12 hours ago

Change it into British pounds, set up a political party or movement.

[–] [email protected] 3 points 13 hours ago

Take a page out of the Republican playbook and start buying judges so I can own the courts in 30 to 40 years

[–] [email protected] 4 points 14 hours ago (1 children)

Bribe politicians to add a constitutional amendment for a mandatory 30% minimum tax to gross income over $1M and assets/holdings over $1B.

[–] [email protected] 5 points 14 hours ago (3 children)

I truly don't believe $5b is anywhere close to being enough to do that.

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[–] [email protected] 5 points 15 hours ago (1 children)

Found a for-profit (to circumnavigate laws about non-profit having to be apolitical) with the goal of lifting people in poverty from poverty by providing jobs, education and zero interest loans

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[–] [email protected] 2 points 13 hours ago

If the Big, Beautiful Bill in the US gets passed in the Senate with the provision requiring plaintiffs to put up a bond to sue the government over these illegal actions then I'd be bankrolling every citizen and group that is interested in suing to fight them, including putting up a bond.

[–] [email protected] 4 points 15 hours ago (2 children)

I would build housing for the homeless. Simple rule, no muss no fuss: need a place to live? Get a place to live. Live there for free until you can get clean and/or find a job and get back on your feet. Maybe throw in some job training too, or some kind of work-study program where they can get (paid, ofc) experience while they learn a new trade to help cover gaps in their work history and such. I'm imagining apartment complexes built around some kind of combination trade school/recovery program that teaches people to be plumbers, welders, electricians, etc while helping to get and keep them clean, offer group support for reintegrating into society, the full package.

I could help a lot of people that way with $5 billion. I'd show up in places like NY/LA with large homeless populations with a greyhound bus that said 'free apartment and a good job this way' on the side or something too, and just bus 'em in as new housing became available.

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